Cynics may scoff, but getting under contract on the right home can turn even the most stoic shopper into a bit of a dreamer. From paint colours to planting a garden, picturing yourself in that property is critical for many buyers. But leave a little room for pragmatism. Remember that getting pre-approved for a mortgage and even under contract isn’t
How to buy & sell a home at the same time October 2nd, 2014 by Mortgage Girl 10 tips for smoothly navigating two home transactions You own a home now, but it’s time to make a change. If you’re moving up or downsizing, you probably have questions about how it all works. That is, the logistics of buying another home
In response to the Bank of Canada’s drop in the overnight rate, banks have finally lowered their prime rates. However they did not pass on the full quarter point. They have reduced their prime by .15% to 2.85%. This is the first time ever that Canada’s official prime will have changed by less than 1/4%. At least back to 1935
We are excited to announce that we are now able to offer the services of a life insurance agent here at Invis West Coast Mortgages. Some of the products offered are: life insurance, disbility insurance, personal accident insurance, critical illness coverage, cancer guard, extended health benefits, group benefits, travel insurance, overhead expense, business succession planning, tfsa, segregated funds and estate
It’s that time of year when we pack up the kids and the car and head out on the road. While taking your dog on vacation can be great fun, it can also pose some challenges. With a little pre-planning, you should be able to pack up your pooch and hit the road! – Look for accomodations that are pet
Not only does life not stand still…sometimes if feels a bit like a rollercoaster. Our schedules change, our needs change, and even our goals can change. Success and even happiness are often moving targets. And that’s why we should take time to have a chat and have a review of your mortgage. A review may show that everything is working
When the time is right for you to buy a home, make sure you are financially fit and eligible for the best possible mortgage rates. Here are five tips to boost your “financial fitness”: 1. Whip it. Whip your credit rating into shape: pay your bills on time…every time. Keep your oldest credit card for it’s history, and make sure
Did you know you can purchase that fixer upper home and bundle in the funds required to do the improvements? You can turn that fixer upper into your dream home without having to either run up your credit cards to do it or wait (perhaps a long time) to save up the money to it. The “as-improved” value is used
Getting your home in 5 easy steps 1. Meet with your Mortgage Broker This important first step is where we get to know you, not just your plans for your new home, but also your goals for the future. We can also offer advice on boosting your credit rating so you are eligible for the best possible mortgage rate, and